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When An Uninsured Or Underinsured Motorist Causes An Accident

After an accident that caused injuries to you, do not be surprised to discover that the other driver did not have insurance or did not have enough insurance to cover your medical costs and lost wage replacement. A large portion of Mississippi motorists are driving without adequate insurance. Even if the other driver was at fault, if he or she is not insured and is of modest means, you will have to look elsewhere for compensation.

Has your auto insurance company offered you uninsured/underinsured motorist coverage? If you purchased UI/UIM coverage, your own insurer should cover your damages up to your policy limits, as needed. However, do not expect your insurance company representatives to volunteer this information and do not expect the insurer to pay without putting up roadblocks.

Your UI/UIM claim against your insurer pits you against a company you may have trusted in the past. However, it is common for car insurance companies to balk and find every excuse they can to keep from paying out benefits in a UI/UIM case. You will likely need an experienced lawyer on your side to keep this option open after a car, truck or motorcycle accident.

Haug, Farrar & Franco, PLLC, Will Help You Find And Tap Into UI/UIM Coverage

For best results, get an experienced lawyer on your side as soon as possible. Our attorneys do not recommend that individuals try to get compensation through their insurance company’s UI/UIM coverage without legal advice and advocacy. If we are on your side after a collision involving an uninsured or underinsured driver, we will help you prove your eligibility for benefits based on the facts that:

  • You were injured in an accident.
  • An uninsured, underinsured or unknown driver caused the accident.
  • You are legally entitled to collect compensation from that other driver
  • You have UI/UIM coverage and you are eligible for compensation.

Even if you do not have your own UI/UIM coverage, you may qualify for coverage through a car insurance policy of another member of your household. Discuss your options for getting your medical bills paid, lost wages replaced and other expenses paid in a free initial consultation with one of our motor vehicle accident attorneys.

Our Track Record Tells The Story: We Are Prepared To Provide The Guidance You Need After An Uninsured/Underinsured Motorist Accident

After a car wreck in Ocean Springs, Biloxi or anywhere in the region, we are here to help you get the compensation you are eligible for. Contact a lawyer at Haug, Farrar & Franco, PLLC, by calling 228-447-3768 or sending an email inquiry through this website.