Hit and runs are unfortunately common in Mississippi. The following are two common reasons people flee from the scene of an accident:
- Intoxication: One of the most common answers is intoxication. When someone has been drinking or using drugs and is involved in an accident, they might think that running away is better than being arrested.
- Legal issues: Another possible reason for hit-and-run events occurring is that a driver has ongoing legal issues, such as an active warrant. They may be afraid that when police arrive at the scene, they will see the warrant and arrest them. Instead, the driver decides to flee in the hopes that they don’t get caught later.
What To Do After a Hit-and-Run
If you’re involved in a Mississippi hit-and-run accident, here are the steps you should take:
Contact The Police
After a hit and run in Mississippi, you should make sure you’re safe and then call 911 right away. Wait for the police to arrive on scene and tell them everything you can remember. The authorities will use your report to initiate an investigation into the accident.
While memories are still fresh, note down a description of the driver, the make and model of the vehicle, any visible damage, and even a partial license plate number if you were able to get it.
Collect Evidence from the Scene
Preserving evidence from the scene of the accident is critical in supporting your case. Take pictures and videos of the location, the damage to your vehicle, and any injuries sustained. If possible, look for debris from the hit-and-run vehicle that may have been left behind, such as broken glass or car parts.
Contact Your Insurance Provider
After filing a police report and collecting evidence, it’s essential to notify your insurance provider about the incident. Don’t agree to any settlement offers without first consulting a legal professional. By hastily agreeing to a settlement, you risk receiving compensation that does not match the extent of your damages.
Consult an Attorney
Seeking the guidance of an experienced Mississippi car accident attorney after a hit and run is highly recommended. They will try to track down the responsible driver and negotiate with insurance companies to maximize your chances of receiving compensation for your injuries and damages.
How to Get Compensation After Being Injured in a Hit-and-Run in Mississippi
Recovering compensation after a hit-and-run can be complicated, but it’s not impossible. Here’s a few ways you can try to get what you deserve:
Insurance May Cover Hit-and-Run Damages, Depending on the Policy
While coverage varies between companies and individual policies, many insurers offer some level of protection for hit-and-run accidents. Make sure to review your policy and speak to your insurance agent for more details.
Optional Collision Coverage Can Help
Collision coverage is typically optional in Mississippi but can be helpful in cases of hit-and-runs. This type of coverage helps pay for damages to your vehicle, regardless of fault, and can be applied when the at-fault driver is not identified.
Uninsured Motorist Coverage
Mississippi law requires all drivers to carry uninsured motorist (UM) coverage. This coverage applies in cases where the at-fault driver is known but uninsured, and it can also be applied to hit-and-run accidents. UM coverage will help pay for medical expenses, lost wages, and other costs resulting from the accident.
Medical Payments Coverage (MedPay)
Medical Payments Coverage (MedPay) is not required in Mississippi, but it can be a valuable addition to your insurance coverage. MedPay helps cover medical expenses and lost wages for both you and your passengers, regardless of fault. In the case of a hit-and-run, MedPay can provide a safety net for covering costs associated with injuries sustained in the accident.
For help after a hit-and-run, contact us to schedule a free consultation.