Catastrophic Injury Lawyer in Gulfport, MS

Catastrophic injuries permanently alter every aspect of your life, leaving you facing enormous medical expenses, significant lost income, and profound physical limitations. When someone else’s negligence destroys your ability to work, care for yourself, or enjoy life as you once did, you deserve maximum compensation. Call Haug, Farrar, Franco & Ruiz, PLLC at (228) 872-8752 for a free consultation with a catastrophic injury lawyer who can fight for the substantial recovery you need to rebuild your future.

Why Choose Haug, Farrar, Franco & Ruiz, PLLC for a Life-Altering Injury?

Haug, Farrar, Franco & Ruiz, PLLC has been serving the personal injury needs of accident victims across the Mississippi Gulf Coast for over 10 years. Our Mississippi catastrophic injury law firm has built a reputation throughout the region for handling the most challenging cases with skill and determination.

We do not settle for lowball offers that overlook the full impact of our clients’ injuries and losses. Insurance companies know we are prepared to take cases to trial, which has enabled us to secure millions in compensation for injured victims throughout Mississippi. In one case, we recovered a $750,000 settlement for a client whose slip and fall caused severe neck and back injuries, resulting in a difficult recovery and significant medical treatment in the future.

Our clients also consistently give us five-star reviews and glowing testimonials, such as this one:

“Jonathan and his team made the whole process extremely smooth and handled almost all of the heavy lifting for me. Their communication skills and their attention to detail make them stand out against many law firms. I will forever recommend this locally owned and operated law firm over the big commercial firms.” – Tristan Balderacchi

Plus, you won’t have to take on a financial risk for our legal representation. At Haug, Farrar, Franco & Ruiz, PLLC, we understand that injury victims shouldn’t bear the burden of legal expenses while simultaneously facing crushing medical bills and income losses. That’s why our firm operates on a contingency fee basis, meaning you pay nothing upfront or out-of-pocket for our services. If we don’t win, you owe us nothing.

What Is a “Catastrophic Injury” in Mississippi Law?

A catastrophic injury represents a severe trauma that produces permanent, life-altering impairment. These devastating injuries significantly impact a victim’s ability to maintain employment, perform basic self-care tasks, or participate in activities they previously enjoyed.

Catastrophic injuries demand extensive medical intervention over the long term, often requiring lifelong treatment, rehabilitation, and specialized care that generate extraordinary costs far exceeding typical accident injuries.

How Are Catastrophic Injury Claims Different?

Catastrophic injury claims involve substantially higher stakes than standard personal injury cases because they address permanent impairments that affect victims for the remainder of their lives. These cases require more extensive investigation, expert testimony, life care planning, and documentation to prove both current and future damages.

Insurance companies fight these claims aggressively because the potential payouts may reach into the millions of dollars. These claims differ in the following ways:

  • Expertise – These cases typically require expert witness testimony from medical professionals, economists, and life care planners to establish future needs and expenses.
  • Calculations – Your claim likely involves complex calculations of lifetime medical costs, ongoing care requirements, and permanent loss of earning capacity.
  • Documentation – These cases demand extensive documentation of how injuries impact every aspect of daily living, relationships, and quality of life.
  • Coverage – They involve multiple insurance policies and at-fault parties to seek adequate compensation for devastating losses.
  • Timeline – It takes longer to resolve these cases because victims must reach maximum medical improvement before a settlement can be reached.
  • Defense – These claims face more aggressive defense tactics as insurers try to minimize payouts on high-value claims.

Our extensive experience in handling these complex personal injury claims enables us to anticipate insurance company strategies and counter them effectively. We work with top medical professionals, vocational experts, and economists to build comprehensive cases that demonstrate the true cost of your injuries over your entire lifetime. This thorough preparation forces insurance companies to recognize they cannot minimize your claim and must pay what you genuinely need.

Common Catastrophic Injury Claims We Handle

Our catastrophic injury firm represents victims suffering from the most severe and debilitating injuries imaginable, including:

  • Traumatic brain injuries (TBIs)
  • Spinal cord injuries causing paralysis
  • Amputations and loss of limbs
  • Severe burns and disfigurement
  • Multiple fractures
  • Permanent organ damage
  • Vision or hearing loss

Each of these injuries alters not just your physical abilities but your entire life, affecting your career, relationships, independence, and sense of self. These life-changing traumas require immediate, aggressive legal action to protect your rights and pursue the resources necessary for your long-term care and quality of life. We understand the profound impact such severe injuries have on victims and their families, which is why we fight for every dollar of compensation necessary to preserve your dignity and quality of life.

Leading Causes of Catastrophic Injuries in the Gulf Coast

Understanding how these devastating injuries occur helps identify liable parties and prevent future tragedies. The Mississippi Gulf Coast presents unique hazards that contribute to catastrophic injury accidents across our communities, such as:

  • Motor vehicle accidents involving cars, trucks, drunk drivers, or high speeds
  • Workplace accidents involving construction sites, oil rigs, shipping facilities, and industrial operations
  • Medical malpractice during surgery, childbirth, or treatment
  • Defective products, including vehicles, machinery, and medical devices
  • Premises liability incidents, such as falls from heights, structural collapses, and drownings in swimming pools
  • Maritime and offshore accidents affecting workers in the fishing and oil industries
  • Recreational accidents involving boating, jet skis, and water sports
  • Criminal acts, such as violent assaults

Mississippi’s coastal economy relies heavily on industries that expose workers to significant dangers, including offshore drilling platforms, busy shipping ports, and construction projects. Tourist attractions and recreational activities also create risks for both residents and visitors. Our familiarity with Gulf Coast industries and local hazards helps us identify all responsible parties and applicable safety violations that contributed to your injury.

Who Can Be Held Liable for a Catastrophic Injury?

Establishing liability in catastrophic injury cases often requires pinpointing multiple parties whose combined negligence led to your severe harm. Mississippi law allows victims to file claims against all parties whose negligent actions contributed to their injuries. Thorough investigation frequently reveals that several entities share fault, which increases the total compensation available to cover your extensive losses.

Depending on your case, potentially liable parties may include:

  • Drivers, trucking companies, and vehicle owners whose negligence causes collisions
  • Employers who failed to maintain safe workplaces or follow proper hiring and training practices
  • Property owners and managers who allowed dangerous conditions to exist
  • Product manufacturers, designers, and sellers of defective goods
  • Healthcare providers and medical facilities guilty of malpractice
  • Government entities responsible for hazardous road conditions or inadequate safety measures
  • Security companies that failed to prevent foreseeable criminal acts
  • Contractors and subcontractors who violated safety regulations

Identifying all responsible parties can help you seek the maximum insurance coverage and assets available to compensate you for life-changing injuries. Our Gulfport personal injury attorneys carry out in-depth investigations to uncover every party whose negligence contributed to your severe harm.

What Is the Full Value of My Claim?

Calculating fair compensation for a catastrophic injury claim requires projecting costs and losses over your entire remaining lifespan, not just addressing immediate expenses. We can collaborate with healthcare professionals, financial experts, and life care planners to develop detailed analyses of your future needs and their costs. These calculations must also account for inflation, advances in medical technology, and potential future complications.

After suffering a catastrophic injury in Gulfport, you may be able to seek compensation for your:

  • Past and future medical expenses
  • In-home nursing care and personal attendants for daily living assistance
  • Home and vehicle modifications to accommodate disabilities
  • Psychological counseling for trauma and adjustment
  • Lost wages and earning capacity
  • Vocational retraining if you can perform limited work
  • Reduced quality of life and loss of enjoyment
  • Physical pain and emotional suffering
  • Permanent disability and disfigurement

Insurance companies routinely undervalue catastrophic injury claims by focusing only on current medical bills and ignoring decades of future expenses you’ll incur. Our personal injury lawyers counter these tactics by presenting comprehensive life care plans that detail every service, treatment, and accommodation you’ll require for the rest of your life. Our thorough documentation compels insurers to acknowledge the full extent of your losses and offer settlements that genuinely address your long-term needs.

What About the Impact on My Family?

Catastrophic injuries don’t just devastate victims – they profoundly affect spouses, children, and other family members who must adjust their lives around your care needs. To account for that, Mississippi law recognizes loss of consortium claims that compensate spouses for the loss of companionship, affection, intimacy, and support they once enjoyed in their marriage.

Your serious injury may also prevent you from participating in your children’s lives, attending their activities, or providing the emotional and physical presence you once offered. You may seek compensation for how that impact affects your quality of life.

How Long Do I Have to File a Claim in Mississippi?

Mississippi’s statute of limitations generally gives you three years (3) from the injury date to file a personal injury lawsuit. However, certain circumstances can shorten or extend this deadline. Waiting too long can bar your right to compensation forever, regardless of how strong your case might be or how severe your injuries are.

Talk to Our Gulfport Catastrophic Injury Lawyers Today

Your catastrophic injury demands immediate legal attention to preserve evidence, identify all liable parties, and begin building the comprehensive case necessary to demand full compensation. Call Haug, Farrar, Franco & Ruiz, PLLC at (228) 872-8752 or complete our contact form today for a free consultation with a Mississippi catastrophic injury lawyer. Our legal team can evaluate your case, explain your rights, and fight relentlessly for the substantial recovery you need to face your future with financial security and dignity.

  • Legally Reviewed By
    R. Jonathan Franco
    Jonathan Franco joined the firm as a partner in July 2017. He was raised in Montgomery, Alabama and attended the University of Alabama, where he received his undergraduate degree in political science, with a minor in English. Jonathan went on to earn his law degree at Mississippi College School of Law in Jackson, Mississippi.  Jonathan resides with his wife Ashley and daughter Alexandra in Ocean Springs.
  • RESULTS MATTER

    $1,150,000
    Wrongful Death Collision Settlement
    $750,000
    Premises Liability Settlement
    $700,000
    Car Accident Settlement
    $345,000
    Truck Accident Settlement