Car accidents are prevalent all over the United States. They can leave people with devastating injuries, which can be incredibly expensive. It can also lead to lost wages and lost future wages. Road accidents can occur when you crash into something or someone, or when another car or vehicle crashes into you. If you were injured in a car accident and believe it was the fault of someone else, you may be able to file a civil claim to collect compensation.
To make sure you have the best chance of recovering the compensation you deserve, it’s important to know the car accident settlement process and what you need to do to have the best chances at success. The following are some of the most important steps you can take after a car accident.
Report The Accident
The first step into the car accident settlement process is to report a car accident as soon as it happens. In cases where police are not around the accident scene, it is wise to call 911 right away. While waiting for the police, try not to move your car or have the other person move their car. It’s important that the police see the scene of the accident as it occurred, not the scene once it is altered.
If possible, you should collect as much evidence as possible right away. This typically includes taking photos of the scene, photos of your injuries, and obtaining information from the other driver and any eyewitnesses. This way, when you hire an attorney, they have a head start on your case and will have a solid place to start. Additionally, even if you don’t feel like you have severe injuries, you should always get checked out by a medical professional. You should keep track of all information you receive from a doctor as well as medical expenses.
File a Claim
Mississippi enacts the popular “at-fault” insurance system for accident cases and lawsuits. If you were involved in a car accident in Mississippi, you can take the following steps to try to recover compensation:
- File a claim with your own insurance company
- File a claim with the insurance company of the driver responsible for the accident
- File a civil lawsuit with either the driver of the vehicle that caused the accident (or anyone liable for the accident) or their insurance company
If your lawsuit is with an insurance company, either yours or the other party involved, you need to inform the insurance company as soon as the accident occurs. A quick lawsuit allows a claim adjuster to investigate your case and agree whether to offer a settlement or reject your claim. This should always be done with the help of an experienced attorney.
Hire an experienced attorney
Any time you’re involved in a car accident and suffer injuries that you believe someone else is responsible for, you should contact an experienced car accident attorney or firm immediately. It’s unwise to even speak with any insurance companies on your own without professional assistance, especially if you have suffered serious injuries or significant monetary losses. Contact us today for a free consultation.