Like most states, Mississippi follows a fault car insurance system. If you are injured in a collision, you could pursue financial compensation by filing a lawsuit or insurance claim against the at-fault party. In these cases, it is important to consult with a car accident lawyer.
After a minor car accident, however, you may wonder if you should hire a lawyer to represent your case. Depending on the circumstances surrounding your case, hiring a car accident attorney may be in your best interest.
How an Attorney Can Support Your Minor Car Accident Claim
Pursuing compensation after a minor car accident can seem simple. The insurance process may seem straightforward, and liability may be clear. However, certain factors can complicate your claim and prevent you from securing the compensation that you deserve.
An attorney can support your car accident claim in several ways, from representing you during negotiations to calculating your potential settlement. You may want to hire an attorney in the following situations, even after a minor collision.
- You are unsure about the extent of your damages, such as property repairs, medical care, and lost wages. An attorney can evaluate your situation and accurately calculate your potential settlement, avoiding financial hardship later on.
- You are unsure who caused the accident and need to identify the at-fault party. Your lawyer can review all available evidence and consult with expert witnesses who can help establish liability.
- The other driver is blaming you for the accident. Your attorney can defend you against these accusations and represent you during insurance negotiations, advocating for your highest possible settlement.
- You do not have the time or resources to investigate the accident or pursue a claim. Your attorney will handle all aspects of your case on your behalf, allowing you to focus on other matters.
What to Do After a Minor Car Accident
After any car accident, it is important to remain calm and seek help as soon as possible. In the aftermath of a minor collision, take the following steps to protect yourself and your future claim.
- Call 911 and report the accident to the police. The responding officer will create a report that you could use as evidence in your case. Make sure to answer each question to the best of your ability; if you do not know an answer, say “I do not know.”
- Seek medical attention, even if you do not feel injured. You could have underlying or internal injuries that do not show any symptoms. Additionally, your medical records will be valuable evidence for your future case, and failure to seek treatment could negatively impact your claim. Visit the hospital and save all relevant records.
- Document evidence at the scene of the accident. Take lots of photos and videos of your injuries, vehicle damage, and the area around the crash. Speak to witnesses and ask for their contact information. Briefly exchange license, insurance, and contact details with the other driver.
- Contact a car accident lawyer to discuss your case. Do not speak to any insurance representatives or the at-fault driver before scheduling a consultation with an attorney. Your lawyer can help you understand your legal options and pathway to compensation.
If you are involved in a minor car accident, hiring a Gulfport car accident lawyer can help you secure the compensation that you deserve. Contact an attorney as soon as possible following your accident to discuss your case and strategize your next steps.